Apply for finance
Truck finance

Light truck finance

Light truck finance funds small commercial trucks such as the Fuso Canter, Isuzu Elf and Hino Dutro for delivery, trades and cartage work. LDM Finance structures repayments around your cashflow, then places one application across its lender panel. Zero deposit options are available on approval.

Popular light trucks we finance

These models earn steady demand from tradies, couriers and small operators across New Zealand.

ModelTypical use
Fuso CanterCurtain-side, flat-deck and tipper bodies for urban delivery and trades
Isuzu ElfRefrigerated, box and general cartage work for small operators
Hino DutroLight distribution and service-body work with a car-like cab

Estimate a light truck repayment

Light truck finance works like commercial vehicle finance. The truck is the security, and the term is shaped by the model, age and body type. Adjust the amount below for an indicative weekly figure, then model the full detail in the calculator.

Estimate a light truck repayment

Indicative, at 12.95% p.a.

Amount to finance$60,000
Indicative weekly repayment
$1,360/week
Open the full calculator →
The numbers

A $60,000 light truck, zero deposit

Amount financed
$60,000
Deposit
$0
Weekly repayment
$314
Term
5 years

Indicative only, five-year term, zero deposit, at a representative rate of 12.95% p.a. Actual terms depend on the truck, its age and your circumstances. Not an offer of finance.

Light truck finance questions

A light truck is a small commercial vehicle above a van but below a heavy rigid truck, typically with a gross laden weight up to around 7,500 kg. The Fuso Canter, Isuzu Elf and Hino Dutro are common examples. Many can be driven on a car licence, though you should confirm the current rule for your vehicle.
Yes. Used light trucks are commonly financed, though the age, hours and body type affect the term and which lender suits. We assess the truck and how the business trades, then match the application to a lender on our panel that supports that vehicle.
Not always. Many light trucks under 6,000 kg gross laden weight can be driven on a Class 1 car licence, while heavier ones need a Class 2. Licence rules are set by Waka Kotahi NZ Transport Agency, so confirm the requirement for your specific vehicle. Finance is separate from licensing.
As a guide, a $60,000 light truck on a five-year term with zero deposit works out around $314 a week at a representative rate of 12.95% p.a. This is indicative only and not an offer. Use the calculator to model your own price, term and deposit.

Related finance

Truck finance hub →8-ton tipper finance →Zero deposit finance →

Request a tailored finance structure

Tell us the truck and how you work. We will structure the finance around your cashflow and place it with a suitable lender on our panel.

Open the calculatorApply for finance

LDM Finance works with a panel of lenders and is not a lender. Approvals are subject to responsible lending inquiries. Each lender's eligibility criteria, fees, terms and conditions apply. All figures are indicative only, at a representative rate of 12.95% per annum, and do not constitute an offer of finance. Finance wording follows UDC Finance's standard guidance and remains subject to UDC marketing review.