Asset and fleet finance
Asset and fleet finance funds the vehicles and equipment a business runs on, from a single tipper to a fleet of twenty. LDM Finance structures each deal to protect working capital and match your replacement cycle, then places it with a suitable lender on our panel.
Scale a fleet of 3 to 20 vehicles without overcommitting cash. Predictable repayments, structured around your uptime and replacement cycles.
Finance a fleet →Earthmoving, transport, agricultural and marine assets across categories supported by UDC Finance. Finance the equipment that earns your business its income.
Finance an asset →Our lender panel at a glance
One application is assessed across the panel. Each lender is strong in different areas.
| Lender | Best for | Typical term | Deposit | Decision speed |
|---|---|---|---|---|
| UDC Finance | Commercial vehicles, trucks and machinery | Up to 5 years | Zero deposit available | Fast, 24 to 48 hours |
| Marac | Business and consumer vehicle finance | Up to 5 years | Low to zero deposit | Fast |
| Avanti Finance | Applicants outside standard bank criteria | Up to 5 years | Case by case | Flexible |
| Broker network | Complex, higher-value or unusual lending | Varies by lender | Varies | Varies |
Terms, deposit positions and decision times shown are indicative. Each lender sets its own criteria and confirms the actual terms when it assesses your application.
Understand your monthly operational costs
Model repayments across your fleet, then apply once for finance assessed across the whole panel.
LDM Finance works with a panel of lenders and is not a lender. Approvals are subject to responsible lending inquiries. Each lender's eligibility criteria, fees, terms and conditions apply. All figures are indicative only, at a representative rate of 12.95% per annum, and do not constitute an offer of finance. Finance wording follows UDC Finance's standard guidance and remains subject to UDC marketing review.