One application, multiple lenders
LDM Finance holds a panel of trusted finance partners. You complete one application and we match it to the lender most likely to approve it on terms that suit you. Each lender is strong in different areas, which is the advantage of a panel over a single provider.
New Zealand's largest asset finance specialist, strong on commercial vehicles, trucks and machinery. Strong appetite for business assets, with zero deposit options and fast decisions.
A long-established New Zealand vehicle finance brand, bank-backed, well suited to both business and consumer finance with competitive terms.
A flexible non-bank lender that assesses applications outside standard bank criteria on their merits, working through the detail case by case.
For complex, higher-value or unusual lending, we draw on a broker network to reach lenders beyond the core panel. Useful when a deal needs a specialist home.
Panel comparison
| Lender | Typical term | Deposit | Asset age | Decision speed |
|---|---|---|---|---|
| UDC Finance | Up to 5 years | Zero deposit available | New and used | 24 to 48 hours |
| Marac | Up to 5 years | Low to zero | New and used | Fast |
| Avanti Finance | Up to 5 years | Case by case | Flexible | Flexible |
| Broker network | Varies | Varies | Varies | Varies |
Terms, deposit positions and decision times shown are indicative. Each lender sets its own criteria and confirms the actual terms when it assesses your application.
Let us find the right lender for you
One application, assessed across the whole panel within 24 to 48 hours.
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